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Sinky Consulta

From fragmented data to intelligent decisions. In seconds.

Sinky Consulta is not a lookup. It is an intelligence layer that collects, enriches, applies policies, and delivers recommendations — with Interpretive AI — so that no decision depends on luck.

Request a demo ↗ Talk to Sinky
Credit Decisioning Fraud Prevention KYC / KYB Compliance Open Finance Sanctions Enrichment Liza AI
sinky-consulta — real-time analysis
AB
Alfa Beta Solutions Ltd.
12.345.678/0001-90 · CNPJ
✓ APPROVED
Credit score 780 / 1000
Default risk 8%
Serasa ✓ Tax Authority ✓ OFAC ✓ Open Finance ✓ SCR ✓ Quod ✓
L
Liza AI ● Analysis complete

Entity with consistent profile over the last 36 months. Score above segment median. No active restrictions. Recommend approval with quarterly monitoring.

Approval recommended 6 sources consulted Confidence: 96%
O diferencial

Far beyond a lookup.

Traditional Lookup
Receives raw data
↓
Analyst interprets
↓
Manual decision
↓
Hours or days of waiting
↓
No traceability
vs
Sinky Consulta
Collects 150+ sources automatically
↓
Enriches and normalizes in real time
↓
Applies configurable policy
↓
AI interprets with full context
↓
Decision in seconds · Auditable logs
Intelligence in action

How Sinky Consulta thinks.

1

Data

Collects information from 150+ integrations available via Data Marketplace — credit bureaus, tax authorities, Open Finance, sanctions lists and government databases.

2

Context

Cross-references and normalizes data from multiple sources to build a 360° view of the entity — credit history, corporate links, tax status, and alternative signals.

3

Policy

Applies configurable decision rules with no code. Each policy defines criteria, thresholds and conditions — ensuring consistency in every analysis, regardless of the analyst.

4

AI

Liza AI interprets the complete context with explicit reasoning. Identifies patterns, detects inconsistencies and generates insights that human analysts would take hours to find.

5

Recommendation

Delivers an actionable recommendation — approve, deny or send for review — with confidence level, justification and complete traceability.

6

Decision

Actionable result with auditable logs, versioning and complete traceability. Every decision can be explained, audited and reproduced.

Configurable policies

Policies that make every decision
more consistent.

POLICY: BUSINESS CREDIT
✓
Tax Authority — Active status
✓
Score Serasa > 650
✓
Protests — None active
✓
Open Finance — Compatible income
✓
SCR (Central Bank) — No arrears
✓
OFAC / PEP — Negative
✓
Lawsuits — 0 active
✓
Operating revenue > R$500k
Result
✓ APPROVE Confidence: 96%

Policies can be configured without code.

Define the rules. Sinky Consulta applies them automatically in every analysis. No IT dependency, no queues, no subjective interpretation.

  • Conditional rules with visual interface
  • Automatic versioning and audit trail
  • Multiple policies per product or segment
  • Real-time changes without deployment
Traceability

Explain any decision.

Audit, regulation and trust. Sinky Consulta explains why each entity was approved, denied, or sent for review.

WHY WAS IT APPROVED?
Score Serasa: 780 (minimum 650) ✓
Operating revenue: R$1.2M (> R$500k) ✓
Open Finance behavior: stable 12 months ✓
Active restrictions: 0 ✓
OFAC / PEP / UNSC: negative ✓
✦ LIZA AI JUSTIFICATION

"Entity with consistent profile over the last 36 months. Score above segment median. No active restrictions identified. Recommend approval with quarterly portfolio monitoring."

Integration

One API. Decisions in milliseconds.

Integrate decision intelligence into your system in minutes.

POST /v1/analyze 
{
  "document": "12.345.678/0001-90",
  "type": "cnpj",
  "policy": "credit_pj_standard",
  "sources": ["serasa", "receita", "ofac", "open_finance"]
}
200 Response 
{
  "recommendation": "APPROVE",
  "confidence": 0.96,
  "risk_score": 12,
  "reasons": [
    "Score 780 (above threshold 650)",
    "No active restrictions",
    "OFAC/PEP negative"
  ],
  "liza_summary": "Low-risk entity...",
  "sources_consulted": 6
}
Latency
Low latency
Availability
High availability
Protocol
REST + Webhooks
Status
Production ready
Data ecosystem

150+ integrations. One single layer.

We don't integrate data. We integrate intelligence.

Credit Intelligence
Serasa, Quod, Boa Vista, SPC Brasil and more
Identity
Tax IDs, biometrics, document OCR, registration validation
Compliance
OFAC, PEP, UNSC, FATF, international watchlists
Government
Federal Revenue Service, Central Bank, Trade Boards, SCR
Legal
Lawsuits, protests, certificates, judicial recovery
Financial
SCR, income statements, balance sheets, financial statements
Open Finance
Banking data with native integrated consent
Custom APIs
Connect your own internal data and proprietary sources
Flexibility

One product. Two ways to use it.

Web Interface

For analysts and operations teams

  • Individual lookups with complete dossier
  • Real-time monitoring dashboard
  • Visual policy configuration
  • Reports and export

API REST

For automations and integrations

  • Decisions in milliseconds
  • Webhooks for real-time events
  • Secure authentication via API Key
  • Interactive documentation

Stop looking up data.
Start deciding.

Sinky Consulta transforms fragmented data into auditable decisions — with speed, governance, and intelligence built in from day one.

Request a demo ↗ Talk to Sinky